Archive for June, 2010
Many personal finance articles have been written on the issue of money. Can’t say I have been moved to action by many. First I’d like to say it is ok that you feel down about the current situation about your personal finances. I give you permission to feel your feeling for the next 24 hours and then pull yourself by your boot straps and let’s what we can do.
There exist many a definition, I want to share with you my personal finance definition:
Financial freedom is not an event, it is a skill.
I bet right now with the current economic situation you are saying to yourself, “I just wish I could the lotto!” Boy don’t we all and yet statistics and personal finance facts show that the majority of people who win the lottery, end up broke and worse off before their winnings! Imagine that. You among the many seeking wealth, riches, fame few people realize that money isn’t the solution to their problems; the way you think about money is the problem and the solution.
I can almost see you going oh yeah, give me the money and I’ll show you change in mindset!
My favorite entrepreneur of all times, Henry Ford was once asked, “What if you lost everything you own?” He responded without missing a beat: “I’d have it all back and more within 5 years.”
Being a master of your own personal finance is not about what is in the bank; it’s about the ability to acquire the skill that will show you how to produce new streams of income and wealth based on your knowledge and experience.
So before we go any further on this issue let us tackle the real problem here that is impeding your personal finance for good! Why you might ask? Well without the mastery of these 5 steps, your desire for your goal for financial success and financial freedom is highly unlikely! This is why big players in any industry have coaches, Oprah has a life coach, football players and basketball players have coaches and mentors. Tiger woods after every bad game will go in for coaching and training. Why? Those who achieve great financial success do not go it alone. They always have a team. Those who achieve great poverty have the do it yourself mentality!
Why is it important to plan personal finances?
5 Steps That Will Guarantee You Become Master Your Personal Finances
1. How do you think about money? Say you come up with an idea to do something. Do you think that will never work? Are you afraid to follow through? Are you scared of loosing money or do you see every dollar spent as an investment?
2. How do you manage and invest your time? The average man has at his disposal 6 discretionary hours. This is time they can do whatever they want. No work, no chores etc. Many will watch T.V., attend pricey sports events, spend money on meals at a restaurant and movies, see where I am going with this? Do you do personal finance budgeting?
3. How do you leverage the talents and life experiences you ALREADY POSSESS?
Most people see their experiences as failures. They only talk of how they tried to do something as failed. Thomas Edison failed more than I care to count, and yet he persisted to light the whole world. Many of life’s failures are people who did not realize how close they were to success when they gave up. Thomas A. Edison
4. Do you have a mentor and/or coach with a proven personal finance curriculum? This is the true measure of your desire for financial freedom. This is where you literally put your money where your mouth is, can’t afford a mentor you say? Well what was the last book you read? Gossip magazines do not count as literature sorry ?!
5. What do you think is “risky,” and what do you think is “safe and secure”? Most people never break into the realm of the 5% wealthy group who own 95% of the worlds resources because they want to play it safe. They want the money, the fame, the accolades but they feel they should not have to go through the process of creating this wealth. No wonder the internet and other places are full of scams and get rich quick opportunities. Remember this success does not happen overnight, but one night success does happen. Someone once said to me, it takes 3 years to be an overnight success!
Patricia Kagwiria Makhulo
http://www.articlesbase.com/personal-finance-articles/personal-finance-articles-how-changing-your-mind-about-your-personal-finance-will-change-the-state-of-your-wallet-748481.html
You can do it — look better, feel better, and raise your self-esteem 150% by getting rid of your acne for good. There are times when one has to think about alternative, natural, effective treatment methods to get the best cure or solution to their acne, zits, pimples and blackhead problems. As a registered nurse, I’ve learned a lot over the years about acne, acne scars, and acne treatments.
Nearly 80 percent of people from ages 11 to 30 years have acne, most often on the face, chest and back. In a survey conducted in Great Britain, 95% of 16-year-old males and 83% of 16 year-old females had Acne. The most common types of pimples are whiteheads, blackheads, papules, pustules, nodules and cysts. Most pimples are found on the face, neck, back, chest, and shoulders. The most common type of acne is acne vulgaris.
Understanding that hormones may have some influence on the cause of acne needs to be considered. The cause of acne is really unknown. Doctors think certain factors might cause or contribute to acne including hormone increases in teenage years, hormone changes in pregnancy, starting or stopping birth control pills, heredity, medicines and greasy make-up.
The liver sluffs off toxins from bad foods, drinks, drugs and chemicals and sends them through your skin resulting in skin eruptions, acne, pimples and other skin disorders.
One treatment method some people have used is applying cornstarch, egg whites or milk of magnesia as a facial mask. Coconut is one of the best treatments I’ve found for acne. One good natural method is to apply a thin layer of coconut oil and massage it deep into the skin to heal and soothe it. The treatment plan for acne includes trying to heal the pimples, stopping new pimples from forming, preventing scarring and helping reduce embarrassment.
Treatment with raw apple cider vinegar will work better on your skin if it isn’t already noticeably irritated from acne medicines, acne products or other failed treatment. Drinking pure, filtered water may be the best acne treatment working from the inside out. It just takes motivation, a willingness to try it, and diligent application of coconut oil several times a day and at bedtime to see its benefits.
The good news is that there are several types of treatments to choose from for acne scar removal. See your skin doctor, dermatologist or dermatological surgeon for the best acne scar treatment for you. As a registered nurse, I have learned a lot over the years about acne scars, acne scar treatments, and acne scar removal.
The liver sluffs off toxins from bad foods, drinks, drugs and chemicals and sends them through your skin resulting in skin eruptions, acne, pimples and other skin disorders. Some alternative doctors recommend eating raw cloves of garlic daily for acne. Essential fatty acids are particularly important to people with inflammatory conditions such as eczema and acne. Besides external acne treatment it’s best to work from the inside out too.
Use flaxseed oil or walnut oil in your salad. Good skin is often a reflection of a good digestive system. Eat foods that contain essential fatty acids.
The skin must be regularly cleaned or it’ll become cracked or inflamed. Functions of the skin are disturbed when it is dirty; it becomes more easily damaged, the release of antibacterial compounds decreases and dirty skin is more prone to develop infections.
And whatever you do stop purchasing hundreds of dollars in skin care acne treatment solutions. Analyze all the acne treatments available and make the best decision for you, based on your circumstances. In any case, try not to panic about your acne and take it day by day.
Helen Hecker
http://www.articlesbase.com/non-fiction-articles/making-acne-treatments-work-for-you-110123.html
For my Skills class, we need to write to different stores and companies that we like or dislike or feel we should tell them something, ect ect.
I want to write to Forever 21, Secret (like, the deodorant company) and Sephora.
Can anybody give me the writing addresses here? Unfortunately, no emails, we’re not allowed to. However, I was wondering if there was possibly a website or directory that lists Customer Service/Complaints/Comment addresses to write to.
Thanks!
www.google.com is a good one.
http://biodrux.org and http://herbholist.com Mind Body Health Myths You Still Believe… Menopause is the cause of hot flashes, cold sweats, depression, anxiety, cramping, and all sorts of misery. Do you know what herbs eliminate menopause symptoms?
Angelica Sinensis Radix, Paeoniae Alba Radix, Rehmanniae Radix, Ligustici Wallichii Rhizoma, Cortex Moutan Radicis, Foeniculi Fructus, Sparganii Rhizoma, Corydalis Rhizoma, Rhei Rhizoma et Radix, Aurantii Immarturus Fructus, Aurantii Fructus, Scutellariae Radix, Aucklandiae Radix, Curcumae Radix, more…
Duration : 0:6:46
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This is a fairly quick, tasty, healthy, & easy recipe! If you are a vegetarian, you can use the regular Boca All-American Meatless Burgers. & If you are vegan, you should use the Boca Vegan Meatless Burgers. I don’t have exact measurements for things because, I eyeball everything I cook. Just add all of the seasonings that you would like, you do not have to use the ones I showed in the video.
This recipe can also be turned into Salisbury Steak Patties by making brown gravy instead of slathering the BBQ sauce on. I hope everyone enjoys this & let me know if you have any more questions on the meal. I will make more vegetarian/vegan recipe videos in the future.
& Forgive all the generic products in the video lmao, my mom is SUPER cheap.
Duration : 0:5:12
WWW.LOVEABLESHORTY59.COM
FTC Disclaimer:Everything was bought by me.
Duration : 0:7:17
Follow Me on Twitter: http://twitter.com/dulcecandy87
Skin care Products I use:
The Body Shop Camomile Gentle Eye Makeup Remover: http://www.thebodyshop-usa.com/makeup-removers/prod4670013
Clean and Clear Morning Burst Face Wash: http://www.cleanandclear.com/productDetail.do?productid=29&productpos=820
CLINIQUE TONER Comb-dry skin: http://www.clinique.com/cms/product/franchise/3step_system_mpp.tmpl?ngextredir=1
MaryKay Intense Eye Creme
MaryKay Anti-Aging Moisterizer
MaryKay Night Time Solution
Duration : 0:5:34
For our exchange with Poland.
We were planning on making some more meals, but time did some unexpected things.
(we thought a ‘how not to’ category might suit this video perfectly, unfortunitly this category doesn’t exist)
Duration : 0:1:10
http://www.GoodGuidesOnly.com/low-fat-recipes — Cooking the Low Fat Recipes for the Weight Loss Program
Fatness is not nice. It would make our performance look not nice but somehow, it will give us some risks to deal with the bad health diseases as well.
That is the reason why, we should try to reduce our fatness before the bad impact came to us.
We should try to do some diet pattern that would have some excellent impacts to reduce our fatness.
There are many kinds of diet programs that we could do.
Well, actually the most important thing is that we should try to reduce the consumption of some fatty foods.
We should try to cook some low fat recipes.
If we still didn’t have any ideas about the perfect low fat food, we could try to click the internet to find some excellent low fat recipes information.
It might be excellent for us. There are many kinds of low fat recipes that would be perfect for us.
We could try to get it in the internet and we could try to cook it at home.
The most important thing is; those recipes should be the most perfect recipes that would be matched with our taste.
That would give us some chances to reduce our fatness as soon as we could.
To learn more about Low Fat Recipes, please visit our website :
http://www.GoodGuidesOnly.com/low-fat-recipes
Duration : 0:1:53
Here is my review of salad dressing options while doing a low carb diet.
Low Carb Caesar Dressing Recipe:
Ingredients
* 1 1/2 cups olive oil
* 1 tablespoon red wine vinegar
* 1/4 cup lemon juice
* 1 tablespoon Worcestershire sauce
* 2 tablespoons anchovy paste
* 1/2 teaspoon mustard powder
* 4 cloves garlic, crushed
* 3 tablespoons sour cream
* 1/2 cup grated Parmesan cheese
Directions
1. In a food processor or blender, combine the olive oil, vinegar, lemon juice, Worcestershire sauce, anchovy paste, mustard, garlic, sour cream and Parmesan cheese. Process until smooth. Pour into a glass container, seal, and refrigerate until ready to use.
CHIPOTLE RANCH DRESSING
http://genaw.com/lowcarb/chipotle_ranch_dressing.html
1/4 cup ranch dressing
1/2 teaspoon chipotle chile powder
1 tablespoon cilantro
Mix and chill before serving.
Makes 1/4 cup dressing
Per Tablespoon: 79 Calories; 8g Fat; 1g Protein; 1g Carbohydrate; trace Dietary Fiber; 1g Net Carb
Duration : 0:5:39